Here’s how you can deposit checks with Chime through the Chime mobile app: Go to your Chime Mobile App Tap “ Move Money ” Select “ Mobile Check Deposit ” under “ Add Funds ” Choose the account that you want to deposit the check into (checking or savings) Type the exact amount written on the check. Chime offers Mobile Check Deposit for any members who are enrolled in direct deposit with their Chime Spending Account. If you have any questions, please reach out to us via the Support tab in your Chime app, and we’ll be happy to help. Was this article helpful? Yes, I found my answer. To deposit your IRS check (any government-related check like unemployment check or stimulus check), open Chime app Sign In to your account Tap on the Move Money option Then, choose Mobile Check Deposit option Tap on U.S Treasury Sign on the back of the check Write “For deposit to Chime only” under your signature Capture.

• Mobile Deposit With Immediate Funds
• Chime Check Deposit Time
• Chime Check Deposit Not Working
• Chime Check Deposit
• Chime Check Deposit Not Working

Banking made awesome

Welcome to better online banking through Chime. No hidden fees¹. Get paid up to 2 days early with direct deposit.² Grow your savings, automatically. Experience the ease and simplicity of online banking.

Learn how we collect and use your information by visiting our Privacy Policy›

Finally, a banking app built by a tech company

• Track your account balances, daily transactions, and savings from anywhere with the Chime mobile app.
• Turn on balance notifications and instant transaction alerts any time you use your Chime Visa® Debit Card.
• Send money instantly to friends using Pay Friends on our mobile banking app.

An Award-winning Mobile Banking App

Chime’s mobile banking app enables you to manage all of your online banking on the go. With over 135,000+ five star reviews in app stores, our mobile app has everything you need with a simple, intuitive design.

Get Paid Up to 2 Days Early with Direct Deposit²

Tired of waiting for your direct deposit? Open a Chime Spending Account, set up Direct Deposit and you’re automatically eligible to receive your paycheck up to two days early.²

Stop waiting and start getting paid early with direct deposit²

• Get a notification as soon as your direct deposit is posted into your Spending Account.
• Never worry about paychecks getting lost in the mail.
• No more waiting for your money while it sits in mysterious electronic limbo.
• Have up to 2 more days to get ahead of your bills.

No Hidden Fees¹

Hidden fees are sneaky. We are not. That’s why Chime offers online banking with no monthly fees or open deposit required. Apply is free for our online bank account. There’s no opening deposit or minimum balance required, no international transaction fees, and if you lose your debit card, the new ones on us.

Say goodbye to unnecessary bank fees

• No monthly fees. No deposit required.
• No minimum balance requirements.
• No foreign transaction fees.
• 38,000+ fee-free MoneyPass® and Visa® Plus Alliance ATMs.

Grow Your Savings Automatically

Saving money has never been so simple. We provide automation tools that help you grow your savings without thinking about it. Chime’s Automatic Savings is an optional Savings Account with several features that allow you to automate your savings plan and achieve your goals faster.

Save money while you spend. Save when you get paid

Mobile Deposit With Immediate Funds

• Save When You Spend: We round up every Chime Visa® Debit Card transaction to the nearest dollar and transfer the Round Up from your Spending Account to your Savings Account.
• Save When You Get Paid: Automatically transfer 10% of every paycheck $500 or more directly into your Savings Account when you set up Direct Deposit.

Banking Security and Control

At Chime, information security is a top priority. Deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC. And we work hard to protect your information, such as by using encryption and other measures to help safeguard your money and data.

Your money is safe with Chime

• Deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC.
• Shop worry-free at millions of merchants. Chime debit cards are protected by the Visa Zero Liability** Policy to ensure that cardholders will not be responsible for unauthorized charges.
• We support two-factor authentication and support fingerprint authentication.

How to Open a Bank Account Online
through Chime

To open a bank account online, there are a few basic requirements. Here are three things you’ll need to start opening your account:

1. Social Security number
2. Valid home address
3. 18+ U.S. Citizen or resident of 50 United States

Skip the branches, lines, and paperwork that some more traditional banks require to open a checking account and apply for a new bank account online. Chime makes the process of opening a bank account online easy. Here’s how to get started:

• Visit member.chime.com/enroll/ and enter your personal info and complete the enrollment form. Opening an online banking account with Chime takes less than 2 minutes.
• Once enrollment is completed*, we’ll send a Chime Visa® Debit Card in the mail to the address you provided. Your new debit card typically arrives in 7-10 business days.
• Download our mobile banking app, and log in. You can connect your existing bank account to transfer funds or set up direct deposit You can also login to online banking at chime.com when you need it.

Chime Check Deposit Time

Applying for a Chime Spending Account online is free with no opening deposit required.

Chime requires no credit check to open an account and provides online banking services that are inclusive of all Americans. This includes those who struggle with bad credit history but are still looking for checking or savings accounts they can open online with no opening deposit. Chime offers a Spending Account that provides a second chance to rebuild your financial health because it doesn’t rely on consumer credit reporting agencies like ChexSystems. See how Chime compares to other second chance bank accounts

Learn how we collect and use your information by visiting our Privacy Policy›

Stimulus payments and Chime

If you are a Chime member, you will be able to find out more about the status of stimulus payments on this page. We will be adding more details as we receive information regarding processing and payment timing.

Please note that our member support agents do not have information on the status of Economic Impact Payments.

Updated Jan 11th, 2021

If you have not received a stimulus payment yet, you may be impacted by an IRS error.

The IRS recently announced that it will reissue payments for all those affected by Feb 1. Most members should receive payment via direct deposit, or in some cases, paper checks.

We will continue to make payments available as soon as they arrive and keep you updated.

We've got your back

We’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members before their stimulus payments arrive.

Direct deposit your stimulus with Chime›

No hidden fees¹. Grow your savings automatically. Fee-free overdraft for eligible members².

Check my payment status›

Get information from the IRS on the status of your Economic Imapct Payment

We've got your back 💚

If you have questions regarding the stimulus payment and your Chime account, please check out our FAQ below.

If you’re eligible for an economic impact payment, but haven’t gotten it yet, it’s likely that the IRS will send you a paper check or debit card. This is expected to start soon and continue throughout the month of January.

If you received the previous stimulus payment as a direct deposit and haven’t received a second stimulus payment, the IRS likely routed your payment to tax preparer companies instead of your account. These payments were rejected and returned to the IRS. If you were impacted, you’ll either receive a paper check or a debit card from the IRS. If you do not receive your payment in any form, then you can claim the Recovery Rebate Credit on your 2020 tax return.

To check the status of your payment, go to IRS.gov/eip and use the Get My Payment tool.

Chime Check Deposit Not Working

For more information check out the IRS stimulus FAQs.

Chime Check Deposit

As with all direct deposits, Chime will make your money available the moment we can. Unfortunately, we have no way to track the status of your payment until it arrives in your account, but you may get your stimulus check early.

We’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members. The new SpotMe limit is temporary and limits will be adjusted to normal levels once stimulus payments are distributed.

Also, this increase cannot be combined with any offers or other bonuses. The maximum SpotMe limit is $200. Learn more here.

Your increased SpotMe limit is not an advance from Chime, a loan, or an addition to the government stimulus. It’s simply a step toward helping make the expected payment available to use as soon as possible.

Protect yourself from scams. If someone is offering you a faster stimulus payment in exchange for money or information, they are a scammer. The IRS has noted a wave of new schemes involving Stimulus Payments. Most schemes involve attempts to collect your personal or financial information in order to receive your payment sooner, but other schemes may involve first sending you a bogus check and requiring that you call in with or mail in additional information.

Chime Check Deposit Not Working

If you are the target of a scam, you can report it to the IRS by emailing phishing@irs.gov. For more information, see the IRS’s Coronavirus scams page.